Final Expense Insurance

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Final Expense insurance is a form of permanent life insurance designed to pay for the bills that your loved ones will occur after your passing. The average cost of a funeral in 2018 is $7,150.

 

Final Expense Insurance is popular with those who do not hold other life insurance coverage and wish to not see the financial burden of final expenses fall upon loved ones. Generally, final expense insurance is a lower death benefit policy between $10-15k.

Oftentimes, these benefits can be purchased as a guaranteed or simplified issue policy, meaning there are little or no health qualifications necessary to purchase the policy.

The exact cost of final expense insurance depends on your age. Unfortunately, the older you are, the higher cost of the premium, as the insurance company is taking on more risk.

However, many seniors find final expense insurance as an affordable way to cover their loved ones in the event of their passing.


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