We believe your life is your story, strong relationships inform the plot.

Professional headshot of a smiling man in a dark blue suit and white shirt, with dark hair and a short beard, against a dark gray background.

Your Editor-in-Chief

Michael Newcomer, Founder and Principal Broker

I have lived and worked in the Tampa Bay area my entire life, and I know that Florida is a unique place to build a life and a complicated place to insure one.

I entered the insurance industry after completing my degree in Financial Journalism at Stony Brook University. I understand the complexities that come with protecting what you’ve built. That experience is why I don't operate like a typical agent. I don't view you as a sales quota; I view you as a neighbor

As the founder of Novel Insurance, I hold licenses across the entire spectrum of protection: Property, Casualty Life, Health, Annuities and Investments. This rare combination allows me to advise you on your entire financial picture, not just one piece of it.

What Sets Us Apart

Direct Access

When you call Novel, you get me. Not a call center, not a junior associate.

I Work For You

As an independent broker, I don't work for the insurance companies. I work for you. I shop the market to find the best rates for your specific needs.

Continuity

I know your history. You won't have to explain your situation to a new stranger every time you call.

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